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Community Bank Strategic Intelligence
Editorial intelligence for U.S. community banking

Tracker: digital-asset charter perimeter monitor

14 OCC / state national-trust and digital-bank charter applicants — the applications-received roster, diffed daily. This is the perimeter cohort only; the charter monitor carries every charter in formation, insured and uninsured, and both pages read the same underlying records.

Nayax America Bank Inc. — Nayax Ltd. / Nayax USA Holdings Inc., Connecticut Innovation Bank (non-depository)
Application Filed
Aug 6, 2026
Dakota National Trust Bank — Dakota Ridge, Inc. (Boulder, CO; DE-incorporated), De novo national trust bank (uninsured)
Application Filed — under OCC review
Jul 28, 2026
CBW Bank — CBW, National bank application; deposit-insurance status unresolved
Pending
Jun 26, 2026
Catena Trust Bank, N.A. — Catena Labs, Uninsured national trust bank
Pending (public comment)
May 18, 2026
Payward National Trust Company — Payward, Inc. (parent of Kraken), Uninsured national trust bank
Pending (public comment)
May 8, 2026
Agora National Trust Bank — Agora Atlas Corporation, Uninsured national trust bank
Pending (public comment; ICBA/BPI comments filed)
Apr 20, 2026
OpenReserve Bank, National Association, National bank
Preliminary conditional approval (OCC)
Apr 15, 2026
Lorum National Trust Bank, N.A. — Lorum Group Holdings Inc. (fka Fuse), Uninsured national trust bank
Pending (public comment)
Mar 31, 2026
Bastion Platforms National Trust Company — Bastion Platforms, Uninsured national trust bank
Pending
Mar 30, 2026
EDX Trust, N.A. — EDX Markets Holding Company, Uninsured national trust bank
Pending (public comment)
Mar 26, 2026
Revolut Bank US, N.A. — Revolut, National bank (full-service, insured)
Preliminary conditional approval (OCC)
Mar 5, 2026
PAYO Digital Bank, N.A. — Payoneer, Uninsured national trust bank
Pending (public comment; ICBA opposition filed)
Feb 23, 2026
World Liberty Trust Company, N.A. — World Liberty, Uninsured national trust bank
Preliminary conditional approval (OCC CD #1385) — final approval pending pre-opening requirements
Jan 6, 2026
Circle New York Trust (Circle Internet Trust Company LLC) — Circle Internet Group, Inc., New York limited-purpose trust company (state)
State Trust Charter Granted
Every fact above traces to the CBSI Editorial Workbench: 190 events / 37 charter records, generated 2026-09-06 17:25 from Bank_Deal_Register_Editorial_Workbench_v1.7.104_2026-09-06.xlsx. Facts are source-verified and human-approved before publication; "Developing" items are Tier-A auto-admitted and not yet human-confirmed (ADR-027/032).