← Community Bank Intelligence
Community Bank Strategic Intelligence
Editorial intelligence for U.S. community banking

Reports

Published CBSI reports, in PDF. Every figure in each one is drawn from the CBSI Editorial Workbench and is source-verified before publication.

October 1, 2026 · PDF · 436 KB
Integrated monthly report — September 2026
What happened in September, what analysis was added, and what changed on the site. The year's largest bank failure, technology companies buying banks, larger sellers, new-bank formation, and an Indiana note.
October 1, 2026 · PDF · 466 KB
Integrated monthly report — August 2026
What changed in August, what it means, and what boards should watch. Federal policy on new-bank formation, the payment-access gate behind it, August transaction activity, failures, and an Indiana appendix.
August 8, 2026 · PDF · 104 KB
Flagship intelligence report — 2026 year to date
The year in one document: the charter perimeter, the two consolidation engines running beneath it, and the evidence strength behind each finding.
Facts above are drawn from primary records: federal data, regulators' filings and the banks' own announcements. Where a stage rests on a structural record rather than a document, the row names that record, and some older records are still being re-sourced against primary documents. Items marked "Developing" come from such a record but have not yet been confirmed by an editor. Updated October 15, 2026.